Our content is free because we earn a commission when you click or make a purchase from links on our site. Learn more about how we make money.

Pet Insurance for English Bulldogs

Why Insurance?

Why Do I Need Insurance For My English Bulldog?

English Bulldogs are among the most popular dogs in America, Bulldogs currently rank #4 on AKC’s annual breed popularity list and their popularity is still growing. English Bulldogs are adored for their funny short stature, musclebound bodies and trademark personalities.

However, their squishy faces, smashed noses, oversized heads and exaggerated underbites often cause serious health complications. English Bulldogs are also susceptible to genetic health issues like Hip Dysplasia, Cherry Eye and skin infections.

What’s The Cost If I’m Uninsured?

The average cost to diagnosis and treat common English Bulldog health conditions ranges from $300-$7,500. Insuring your English Bulldog means up to 90% of these costs will be covered. Without insurance, you will be responsible for 100% of the bill and payment is usually due before treatment is provided.

Does Insurance Cover Routine Care or Wellness?

Yes, many insurance policies allow for wellness services that can really improve an English Bulldog’s overall health. Some of these extras include chiropractic care to adjust skeletal misalignments that most bulldogs suffer from. Or hydrotherapy, otherwise known as underwater physical therapy for Bulldogs who cannot exercise normally due to overheating or exhaustion or for a dog recovering from an injury.

Can I Choose My Own Veterinarian?

The top insurance plans we reviewed also allow members to choose any licensed veterinarian for care. Many Bulldog owners prefer a veterinarian who specializes in issues related to their dog and this flexibility allows members to find the best fit for their dog. These plans also allow members choose the best Emergency hospital to trust with urgent care.

How Do I Find The Best Plan?

As Bulldog owners, we think insurance is a pretty good idea. But not all insurance plans are created equal. So we built this site as a free service, to take the headache out of shopping around for insurance. We gathered reviews and ratings from around the web, summarized entire plans with bullet points and short, helpful explanations. We also took extra effort to search each plan for benefits unique to English Bulldogs.

And we didn’t stop there. We’re working around the clock to improve this site and the quality of our reviews. You can always count on the latest, up-to-date, accurate information on the best insurance plans for your English Bulldog.

Thank you for visiting us and we wish you and your English Bulldog good health and a happy life.

Big Slobbering Hugs,

Daisy & Gatsby (the bullies behind this website)


How Can I Find The Best Plan For My Bulldog?


Look for full coverage for congenital and hereditary conditions common among English Bulldogs. Some plans exclude these conditions and will not cover them but the top plans like Healthy Paws, PetPlan and Embrace all cover them.


Finding a deductible that fits your goals is very important. Some plans offer one annual deductible, while others have a per-incident deductible, which may increase costs and reduce reimbursements. Many insurance plans offer flexible deductibles and usually as the deductible goes higher, the monthly costs go down. There is no one-size-fits all for deductibles so find the one that fits your needs best.

Reimbursement Method

Like deductibles, reimbursements vary by insurance company and by the plan you choose. Some reimbursements are based on the actual veterinary bill. Other pet insurance companies pay reimbursements based on a Benefit Schedule or according to internal policy, which may increase out-of-pocket costs. It’s important to understand your plan’s reimbursement policy before signing up so there are no surprises during an accident or illness, which can be stressful enough on their own.

Claim Limits

Most insurance companies apply limits on claims payed. These limitations can be yearly or can apply to the lifetime of the pet. Some plans also limit claim payments by condition too. Understanding the claim limits on your policy is crucial to plan appropriately and to keep your Bulldog protected.

Customer Service

Nobody enjoys paperwork or long, wait times for customer service agents. That’s why it’s important to check on the insurance company’s customer service ratings and to read reviews by other members prior to signing up. Each one of our reviews includes a customer service rating summary, summaries of reviews by real members and bullet points about the level of quality and care provided by the customer service staff.

English Bulldog Insurance Q&A

QDoes Insurance cover congenital and hereditary conditions common to English Bulldogs?

AYes, some plans cover congenital (things that occurred while your dog was still in utero) and hereditary (passed down from your dog’s parents & genetically predetermined) conditions but not all. Refer to the “What’s Covered” widget in the right section of the review page to check on each provider.

QAre there any exclusions or limitations to congenital and hereditary condition coverage?

AYes, if the condition was noted by your veterinarian, prior to enrollment, it would be considered a pre-existing condition and would not be covered by any insurance plan.

QDoes insurance limit coverage or payouts?

ASome insurance companies limit payouts based on annual totals, while others enforce limits based on the condition treated.

QI heard Hip Dysplasia is extremely common for English Bulldogs, does insurance cover it?

AHealthy Paws is the only insurance provider to include lifetime coverage for hip dysplasia when you enroll your pet before the age of six. There is a twelve-month waiting period before coverage takes effect in all states except Maryland and New Hampshire. Trupanion offers Hip Dysplasia coverage but it requires paying for an additional coverage add-on.

What Insurance Covers

  • Illnesses
  • Congenital Disorders
  • Accidents
  • Hereditary Conditions
  • Congenital Conditions
  • Chronic Conditions
  • Cancer
  • Diagnostic Treatment
  • X-rays, Blood Tests, Ultrasounds
  • Surgery
  • Hospitalization
  • Emergency Care
  • Specialty Care
  • Alternative Treatments
  • Prescription Medications

What Insurance Doesn't Cover

  • Hip Dysplasia if enrolled after age 6
  • Pre-existing conditions
  • Puppies under eight weeks
  • Adult dogs older than 14

Benefits for English Bulldogs

  • Highest Rated Pet Insurance 2013, 2014, 2015
  • Lifetime Hip Dysplasia Coverage if Enrolled Before Age of 6
  • Fast & Paperless Online Claims Processing & Payouts
  • Choose Any Vet or Emergency Hospital
  • Unlimited Lifetime Benefits
  • All Accidents &
    Illnesses Covered
  • No Restrictions For Congenital & Hereditary Conditions
  • Alternative Care Included in Standard Plan
  • No Per Incident Deductibles
  • No exclusions for Congenital & Hereditary Conditions
  • Highest Rated Customer Service
  • No per incident, annual or lifetime limits